They say that retirement is a time to let things and to relax. However, that isn’t how reality works. Unless you are filthy rich, you will have to keep money on your mind when you get into retirement. That can mean a lot of things, from how much you have saved to whether you can afford certain luxuries (i.e. vacations, nice cars, constantly dining out, etc.). Reminding you to keep your money on your mind, though, does not mean I am encouraging you to worry about your money, though. There is a big difference between fretting about your finances and knowing where things stand. Let’s face it, money will always be on your mind when you stop working anyways. That’s even more true once you find yourself on a fixed income, which retirement just about always is. Furthermore, keeping your mind on your money can help you to make financial decisions quickly and efficiently, both big and small. It can make you think about how you spend your money at the grocery store or going out to restaurants just as much as it makes you think about big ticket items. So, what I am saying here is that money will just about always be on your mind in retirement and that’s actually a good thing. However, don’t let it become so burdensome that it’s a negative in your life.