The holiday season is upon us–or at least very, very near depending on your preferences. While this time of year can be lots of fun and full of wonderful times with family and friends, it can also wreak havoc on one’s finances and budgets. Buying gifts for family and friends, purchasing new outfits for holiday parties, and buying food for multiple family gatherings can really add up. There can also be serious pressure to donate to charities and certain causes during the holiday season, which can also become large amounts of money when added up. While I am not saying you need to forego giving gifts or having fun this holiday, what I am suggesting is that you be cautious of where and how you are spending your money. If you’ve worked hard the past 10 months to establish a budget or work towards a financial goal don’t ruin it over the last two months of the year. If you know that you may end up spending more than normal during this holiday season, then maybe consider cutting back in another area to cover the extra money. Whatever you do, just make sure you don’t lose sight of any short-term or long-term financial goals you have set. Now go out there and enjoy the holidays!