The idea of no longer having an income can be a bit frightening and worrisome as you near retirement. If you’ve had a good and thriving career, those paychecks have probably provided a sense of security and consistency in your life. Even if you’ve saved a hefty nest egg for retirement and carefully planned for how you will spend it, you may still get nervous at the thought of no longer having an income stream. Now, depending on your retirement plan, you may have a passive source of income or a portfolio that will continue to bring in returns, but those aren’t always consistent and–given recent market fluctuations–may not be the most stable forms of income. While concern about spending isn’t necessarily a bad thing, it isn’t always a good thing either. If you worry too much about your nest egg and whether it will last, you may miss out on some of the more enjoyable aspects of retirement. That scarcity mindset may make you miss out on not taking that vacation your always dreamed of or may keep from you from pursuing a hobby that you have long been interested in. What does all that missing out get you? Regret. If you’ve been saving thoughtfully and carefully throughout your career, you probably have a nest egg that large enough to comfortably sustain your retirement, so you really shouldn’t have much to worry about. Furthermore, if you have a good idea regarding how you plan to spend that money, then you’re in an even better spot. What I am saying with all this, is don’t let money concerns get in the way of enjoying retirement, especially if you have a retirement plan and have been diligently working to meet those goals and plans. If you have questions about your retirement plans or want to better position yourself so you don’t have to worry about money, then you should speak with a certified financial planner.