Welcome back, everyone! I hope you all had a wonderful, safe, and relaxing holiday season. Now that we are a few days into 2021, it’s a good time to start putting your financial plans for 2021 into action. What are your goals for the next 361 days? It doesn’t have to be anything crazy. It could be something as big as purchasing a home or making a push to finish paying off a mortgage or car loan. Or maybe it’s something smaller like saving up a certain amount of money or cutting back on certain expenditures. Or maybe you just want to get better with your budgeting over the next 12 months. Whatever your goals/plans are, you’ll find it easier to reach them if you get started early. If you are looking to pay something off or save up a certain amount, then you may want get started by looking at what you will need to pay or save monthly to meet your goals and then determine what spending habits need to change to meet those goals. If you want to do something like budgeting, starting on Google and seeing what advice regarding budgeting it out there is a great place to begin. Of course, if you want further help or already have an existing relationship with one, you can also always speak with a certified financial planner or wealth manager to get the advice you need/want. So, what are your financial goals for the next year?