Finance Themed Gifts or the Holidays

We’re a little less than 10 days away from Christmas, so chances are, you’ve probably done all your holiday shopping at this point. However, if you’re looking for a few more gift ideas for your children or grandchildren, then maybe you might want to consider something with a focus on finances and money. For example, a book on personal finance can be a great gift that can help people more than they may even realize. There are many such books out there covering various aspects of personal finance, so you may want to stick with bestsellers on this. A personal Continue reading Finance Themed Gifts or the Holidays

Protect Your Finances This Holiday Season

It’s not hard to blow your budget out of whack during the holiday season. Between gifts for the kids and outfits for all the holiday parties, your expenditures can get out of control quickly. If you’re smart, you’ve probably built some extra money into your budget for this time of year. However, if you haven’t, you need to be careful that you don’t spend more than you can afford. This doesn’t mean you can’t have fun, it just means you need to be thoughtful with your money. For example, if you have a lot of holidays parties to attend, you Continue reading Protect Your Finances This Holiday Season

Keep Your Budget Under Wraps During the Holidays

Christmas is a mere three days away. By this point, you should have most, if not all, of your holiday shopping done. Now that the money has been spent and the gifts wrapped, you may want to take some time to review your budgets and financing to make sure that any holiday spending didn’t mess with those plans. It can be easy to go over budget this time of year, between the parties and gift-giving requirements. While going slightly over budget isn’t the end of the world, going massively over (or doing so consistently every year), can eventually wreak havoc on Continue reading Keep Your Budget Under Wraps During the Holidays

The Giving Season

The holiday season is often a generous time of year with people donating time and money to various causes and interests. If you are one of those people who are interested in giving back during the holidays, there are numerous ways you can do so. One way to give back is monetarily with a qualified charitable distribution (QCD). There are certain parameters which must be met to make a QCD and they can be a bit confusing, but there are tax benefits to making a QCD. If you have enough saved for retirement and are considering a QCD, you will Continue reading The Giving Season