It’s not uncommon for retirees to have more than one retirement account. Usually it’s a result of having worked at multiple employers throughout the course of a career and having opened a retirement account at each place of employment. If you do have more than one retirement account, don’t worry as there’s nothing wrong with that. You may want to consider consolidating similar accounts as you near or enter retirement, but that’s a discussion for another post. If you do have multiple accounts–especially more than one Roth-type account–you may want to make sure that you are maximizing your contributions to those accounts. And yes, if you have more than one account, such as Roth IRA and Roth 401(k), you can make max contributions to both at the same time. That includes any catch-up contributions if you are over the age of 50, which could total up to tens of thousands of dollars when combined with regular (not catch-up) contribution amounts. The same goes for if you have multiple Roth IRA accounts, although, you may want to consider consolidating them at some point for efficiency’s sake. Most retirement accounts allow you to maximize contributions regardless of whether you have multiple accounts or not. However, if you do have more than one retirement account and you want to make max contributions, your best best is to speak with a certified financial planner to make sure there are not issues with that.