Now that we are over a week into 2021, now is as good a time as ever to make sure your retirement plan paperwork is current and reflects your personal choices. Mostly, I would worry about your beneficiary designations. Has anything changed with your beneficiaries over the past 12 months? Have you had any major life changes that may require updates to your beneficiary listings? If so, don’t delay in making updates. The sooner you do so, the better. Plus, it’ll be one less thing you need to worry about. Also, this is a good time of year to check on your investments and make any tweaks you feel are necessary. Of course you can also just leave things as is if you find that changes are not needed. If you have a financial advisor or wealth manager, the beginning of the year is also a really good time to check in with them and talk about both your long-term and short-term goals. You might want to set a few goals for the year and make sure you are on the right path with the goals you have that may take years to reach. If you find that nothing needs to change, then you at least have the comfort of knowing you checked.