The housing market is crazy right now with houses being sold for way more than they are worth. Furthermore, the high prices are being driven by investors–both real estate and institutional–who are buying up houses at an almost alarming rate. All this has led many potential Millennial and Generation Z homebuyers to question whether a house is even worth investing in, especially when you consider that what goes up will most likely go down (hint: I’m referring to home prices falling in the future). While Gen Z and Millennials are the current and future of the homebuying generation, there are still many Baby Boomers and Generation X-ers who are deciding what to do with the homes they have. They’re asking themselves whether it’s worth really investing in. Obviously, your home needs to be livable and, of course, if you’re planning on living out your final days in your current home, then by all means do what you want and spend what you feel is necessary. However, if you are nearing retirement or want to move once you retire, you may find yourself asking whether investments that used to add value to a home are really worth it anymore. Is a new kitchen going to add that much more value? Does the outdated, but functional, master bathroom really need to be re-done? Should your money be spent elsewhere instead of investing in new windows? These are just a few of the questions older generations may be asking themselves when it comes to their home. For some, the answer may be to invest. For others, though, they may either hold off on the investment or put the money elsewhere. If you are facing a similar decision, you should do your research and see how much the investment fits in with your financial and long-term goals. Of course, with any major financial decision, you should speak with a certified financial planner or wealth manager as they can help you determine what really works for you. So, will you or won’t you invest in your home?