Is a savings account really a good way to save or could you do better?
Category: Food for Thought
Questions and thought provocation
You Can Own Property With Your IRA. But Should You?
Yes, it sounds like an interesting idea. No, you shouldn’t do it without proper planning and understanding of the risks.
Aging In America Is Expensive
Getting old in America is not only physically painful, but can be financially tough as well. Are you prepared for it?
The HSA Advantage
HSAs are becoming more and more popular. Do you know what the advantages are to having one?
What Goes Down Will Probably Go Back Up
Could taxes go up in the near future? How will that effect your retirement?
Something To Keep In Mind With RMDs and Pensions…
A lump sum payment from a pension can sound enticing, but you need to understand that an RMD might still need to come out of it.
What Would You Do With a Million Dollar Nest Egg?
Having a seven-figure nest egg when you retire is not out of the realm of possibility for many Americans.
Thinking QCD in 2021? Consider the Advantages This Year!
There are certain advantages to making Qualified Charitable Distributions in 2021 than there were in years prior and may not be again. Maybe you should take advantage of them.
The Age-55 Rule and You
If you are considering retiring between the ages of 55 and 60, you may want to read up on how you can tap into funds in your employer accounts.
Could Student Loans Derail Your Retirement?
Don’t let student loan debt take an outsized role in your retirement. Make sure you understand what it means to take such debt into retirement.